America's largest pre-owned UTV dealership network is expanding to eight markets nationwide — Scottsdale, Salt Lake City, Dallas, Minneapolis, Kansas City, and Charlotte — get in now.
RideWorks.com is Michigan's largest pre-owned UTV dealership, specializing in the sales and service of utility terrain vehicles. This investor program is already active — existing investors have seen consistent, on-time returns. Two locations are fully funded; six new markets are open for capital.
Michigan's largest pre-owned UTV dealership — open, operating, and generating consistent investor returns.
Location secured and ready to operate — our flagship expansion into the Tennessee market.
25% funded — opens January 1, 2027. Get in early on our newest market.
Planned expansion market — funding to open in a future round.
Planned expansion market — funding to open in a future round.
Planned expansion market — funding to open in a future round.
Planned expansion market — funding to open in a future round.
Planned expansion market — funding to open in a future round.
Capital is deployed directly into pre-owned powersports inventory. Every unit sold generates a return — and every dollar committed builds ownership.
| Use of Funds | 100% allocated to pre-owned powersports inventory acquisition |
| Return Structure | The greater of a 12% annual floor or your pro-rata share of 1.5% of each unit's selling price at your funded location. The 1.5% is split across the $2,000,000 raised for that location — so your share = 1.5% × (your investment ÷ $2,000,000). |
| Payment Type | Interest-only payments, paid monthly, throughout the loan term |
| Term | 60 months (5 years) — full principal returned at maturity |
| Equity Participation | 1 point per $1,000,000 invested, vesting monthly across the 60-month term |
| Investor Reporting | Monthly investor report and standing audit rights, administered by RideWorks' independent bookkeeping firm |
| Early Exit | Either party may initiate exit with 6 months written notice |
| Collateral | First-priority UCC-1 lien on all UTV inventory. In the event of default, liened inventory may be liquidated via commercial dealer auction or other commercially reasonable means. |
| Governing Law | State of Delaware |
Beyond monthly interest, investors earn ownership. Every $1,000,000 invested carries 1 point of membership interest, pro-rated for smaller commitments and vesting ratably each month across the 60-month note — 1/60th per month.
| Investment | Total Points | Vested at 12 Mo. | Vested at 36 Mo. | Vested at 60 Mo. |
|---|---|---|---|---|
| $250,000 | 0.25 | 0.05 | 0.15 | 0.25 |
| $500,000 | 0.50 | 0.10 | 0.30 | 0.50 |
| $750,000 | 0.75 | 0.15 | 0.45 | 0.75 |
| $1,000,000 | 1.00 | 0.20 | 0.60 | 1.00 |
A non-voting membership interest entitling the holder to pro-rata distributions and pro-rata participation in any sale of the company. Complete terms are set out in the operating agreement and subscription documents executed with each commitment. Vesting follows the schedule in the operating agreement.
Every unit sold at the location you fund puts money in your pocket — on top of a 12% annual contractual floor. The more that location sells, the more you earn. Interest paid monthly.
| Investment | Floor — 12% | Avg. Historical — ~18% | High Volume — 24%+ |
|---|---|---|---|
| $250,000 | $2,500/mo | $3,750/mo | $5,000+/mo |
| $500,000 | $5,000/mo | $7,500/mo | $10,000+/mo |
| $750,000 | $7,500/mo | $11,250/mo | $15,000+/mo |
| $1,000,000 | $10,000/mo | $15,000/mo | $20,000+/mo |
Floor reflects the 12% annual contractual minimum, paid monthly as interest-only. Avg. Historical ~18% based on existing investor performance. 24%+ reflects strong per-unit sales volume. Per-unit returns are calculated per location and pro-rated to each investor's share of that location's $2,000,000 raise. Principal returned in full at maturity. Past performance does not guarantee future results.
By full vest, RideWorks anticipates an eight-location regional dealership group with an anticipated sale value of $75M–$250M. Fully vested points participate pro-rata in exit proceeds — on top of five years of monthly interest and full return of principal.
| Investment | Points | $75M Sale | $150M Sale | $250M Sale |
|---|---|---|---|---|
| $250,000 | 0.25 | $187,500 | $375,000 | $625,000 |
| $500,000 | 0.50 | $375,000 | $750,000 | $1,250,000 |
| $750,000 | 0.75 | $562,500 | $1,125,000 | $1,875,000 |
| $1,000,000 | 1.00 | $750,000 | $1,500,000 | $2,500,000 |
| Component | Conservative | Upside |
|---|---|---|
| Interest — 60 months | 12% floor · 0.60× invested | ~18% historical · 0.90× invested |
| Principal at maturity | 1.00× | 1.00× |
| Equity at exit | $75M sale · 0.75× | $250M sale · 2.50× |
| Total multiple | 2.35× | 4.40× |
Multiples apply identically at every tier — interest and points both scale with investment. Example: $1,000,000 invested returns $2.35M–$4.40M over 60 months across interest, principal, and equity. Anticipated locations and sale values are forward-looking projections, not guarantees; no sale is assured.
Eight markets, one proven playbook — launched in sequence as each location funds and opens.
Your capital is watched by more than management. Independent oversight is built into the note itself.
Issued by RideWorks' independent bookkeeping firm — not by management. Inventory count and valuation against the UCC collateral base, units sold with per-unit return calculations, payment confirmation, cash position, and your equity vesting statement.
The bookkeeper holds audit authority under the note: direct access to inventory and accounting systems, independent verification of unit sales against the 1.5% calculation, and an annual collateral audit.
Reporting is a contractual covenant of the loan, not a courtesy. Three layers of security: a first-priority UCC-1 lien on physical inventory, independent monthly oversight, and equity vesting that aligns investor and operator outcomes.
Powersports inventory turns quickly — your capital is actively working at all times.
The 12% annual floor provides a consistent, above-market return regardless of volume.
Investors share 1.5% of unit sales at their funded location, pro-rated to their portion of that location's $2M raise — paid on top of the 12% floor.
Physical inventory secures the investment via a first-priority UCC-1 lien — not just a promise.
Existing investors receive consistent, timely returns. This isn't a new concept — it's working.
Equity points build month by month, giving every investor a stake in the exit — not just the interest.
This is a private, relationship-based opportunity — ideal for individuals who want above-market returns backed by real assets, with ownership in the outcome. A formal loan agreement and subscription documents are executed for every capital commitment.
